Top Golf Salt Lake City · Monday, September 28 · 3:00 – 8:30 PM
Training
3:00 – 4:00 PM
When AI Agents Buy, Dispute, and Investigate, What Comes Next for Reg E & Reg Z
Chris Walczyszyn — Orrick
Peyman Hesami — Spring Labs
Elizabeth O'Connor — Self FinancialTraining
4:00 – 5:00 PM
Why Your GRC Platform Is Just a Worse Version of Your Agent Harness
Kareem Saleh — FairPlay
John Sun — Spring Labs
Dan Chang — Thread Bank5:00 – 8:30 PM
Networking Reception by Spring Labs
Ken Garff University Club · Rice-Eccles Stadium · Keynotes, Regulatory, Thought Leadership
7:30 – 9:00 AM
Coffee and Registration
9:00 – 9:05 AM
Welcome
Howard Headlee — CEO, Utah Bankers Association9:05 – 9:10 AM
Welcome
John Sun — CEO & Co-Founder, Spring Labs9:10 – 9:40 AM
Keynote Conversation
AI and the Appearance of Oversight
Michael Hsu — Former Acting Head of the OCC
Phil Goldfeder — CEO, American Fintech CouncilPanel
9:45 – 10:25 AM
The Agentic AI Reality Check: What Banks and Fintechs Are Doing in 2026
Arvind Mohan — Figure
Brandon Thomas — Zions Bank
Blake McClary — Visa
Charles Whittaker — Avant
Aaron Kouhoupt — Womble Bond Dickinson10:30 – 10:55 AM
Spring Labs Announcements
Peyman Hesami — Spring Labs
Kevin Lewis — Spring LabsJohn Sun — Spring Labs10:55 – 11:25 AM
Coffee Break
Sponsored by Orrick
Panel
11:25 AM – 12:05 PM
Main Street Meets the Machine: Agentic AI in Small Business Lending
Rhett Roberts — LoanPro
James Moughon — Newity
Sarvesh Baveja — Fundbox
Michael Failor — ByzFunder
Kim Gerhardt — Fintech InteractiveFireside Chat
12:10 – 12:35 PM
Building an AI Financial Partner Inside the Primary Account
Jeff Currier — Chime
Alex Johnson — Fintech Takes12:35 – 1:30 PM
Lunch
Case Study
1:30 – 1:55 PM
What Bank Grade AI Looks Like Inside an Innovative Bank
Richard Rosenthal — Square Financial Services
Ryan Christiansen — University of UtahPanel
2:00 – 2:40 PM
Beyond Guardrails: How Can We Ensure Our AI Agents Are Secure
Joe Breeden — CALM xAIKareem Saleh — FairPlay
TJ Marlin — Guardrail Technologies
Kyle Kneubuhl — Uptiq
Peter Renton — Spring LabsPanel
2:45 – 3:25 PM
From Cutting Costs to Growing Revenue: The New Playbook for AI-Native Banks
Ben Xiang — Sunwest Bank
Andy Schornack — Security Bank & Trust
Marc Rehberger — Anvil & Forge Advisory
Jane Barratt — MX
Carey Ransom — BankTech VenturesPanel
3:30 – 4:10 PM
How Customer Experiences Are Being Reimagined With Agentic AI
Elizabeth O'Connor — Self
Loren Andersen — Avant
T.R. Brown — Healthcare Finance DirectADAngelo DeRosa — Imprint
Kevin Lewis — Spring LabsPanel
4:15 – 4:55 PM
What New Risks Does Agentic AI Bring to Banking
Matthew Bacal — Davis Polk
John McNamara — Avtal
Martha Cummings — Marqeta, BCG
Syed Raza — FTI Consulting
Karin Lockovitch — Oliver WymanPanel
5:00 – 5:30 PM
GRC Gets an AI Upgrade
Brian Enneking — FEBJohn Sun — Spring Labs
Derek Higginbotham — Klaros Group5:30 – 5:35 PM
Closing Remarks
Kevin Lewis — Spring LabsPeyman Hesami — Spring Labs5:35 – 6:45 PM
Happy Hour
Sponsored by Uptiq
7:30 – 9:00 PM
Dinner at Lake Effect
Ken Garff University Club · Rice-Eccles Stadium · Hands-On Sessions
Workshop
9:45 – 10:20 AM
Unstuck: A Realistic Path to Deploying AI in Banking
Jeff Irving — Fisent
Scott Weller — EnFi
Ryan Zacharia — Fintop Capital10:55 – 11:25 AM
Coffee Break
Workshop
11:25 – 11:55 AM
The AI Agent Operating System for Banks: Connecting Data, Intelligence, and Action
Derek White — Primitive
Ryan Caldwell — MXKarin Lockovitch — Oliver WymanWorkshop
12:00 – 12:35 PM
Financial Crime at Machine Speed: Where AI Agents Actually Work in Compliance
Jihyun Kim — ZommaADAngelo DeRosa — Imprint
Jennifer Atala — Klaros Group12:35 – 1:30 PM
Lunch
Workshop
1:30 – 2:10 PM
Complaints, Controls, and Oversight
Cam Sullivan — Mercury
Vaunte Epps — Splash Financial
Chad Richards — CNG Holdings
Jonathon Ritchie — Spring LabsWorkshop
2:15 – 2:55 PM
Cybersecurity at AI Speed: How Banks Make Risk Decisions When the Threat Landscape Moves Faster Than Governance
Simone Garreau — Prism Layer
Jerry Siegel — AuburnBank
Ryan Thompson — Bank of the Rockies
Casey Williams — Fenway SummerWorkshop
4:15 – 4:55 PM
Session Title TBD
Stacey Caughey — Velera
Kenzie Mexican — Upstart
Kellie Medesy — First Financial BankJonathon Ritchie — Spring LabsKen Garff University Club · Rice-Eccles Stadium · Live Demos and Podcast
Live Demos
Rapid-Fire Product Demos
11:00 AMStackTalk
11:10 AMCALM xAI
11:20 AMPayman AI
11:30 AMAloan
11:40 AMCordant
11:50 AMArrow Intelligent Systems
12:00 PMHamming
12:10 PMRevio Insight
12:20 PMPrimitive
Live Podcast Recording
2:00 PM
Breaking Banks Podcast
James Moughon — Newity
Samer Saab — Alloy Labs
