Ken Garff University Club · Rice-Eccles Stadium
9:00 – 9:05 AM
Welcome
Howard Headlee — CEO, Utah Bankers Association9:05 – 9:10 AM
Welcome
John Sun — CEO & Co-Founder, Spring Labs9:10 – 9:40 AM
Keynote Conversation
A View From the Top: Regulating and Building for the AI Era
Michael Hsu — Former Acting Head of the OCC
Phil Goldfeder — CEO, American Fintech CouncilPanel
9:45 – 10:25 AM
The Agentic AI Reality Check: What Banks and Fintechs Are Doing in 2026
AMArvind Mohan — Kiavi/Figure
Jesse Honigberg — Customers Bank
Brandon Thomas — Zions Bank
Aaron Kouhoupt — Womble Bond Dickinson10:30 – 10:55 AM
Spring Labs Announcements
Peyman Hesami — Spring Labs
Kevin Lewis — Spring LabsJohn Sun — Spring Labs10:55 – 11:25 AM
Coffee Break
Panel
11:25 AM – 12:05 PM
Small Business Lending: Making Agentic AI Work
Rhett Roberts — LoanProJMJames Moughon — Newity
Sarvesh Baveja — Fundbox
Michael Failor — ByzFunder
Kim Gerhardt — Fintech InteractiveFireside Chat
12:10 – 12:35 PM
Building an AI Financial Partner Inside the Primary Account
Jeff Currier — Chime
Alex Johnson — Fintech Takes12:35 – 1:30 PM
Lunch
Case Study
1:30 – 1:55 PM
What Bank Grade AI Looks Like Inside an Innovative Bank
RRRichard Rosenthal — Square Financial Services
Ryan Christiansen — University of UtahPanel
2:00 – 2:40 PM
Beyond Guardrails: How Can We Ensure Our AI Agents Are Secure
JBJoe Breeden — CALM xAI
Kareem Saleh — FairPlayTMTJ Marlin — Guardrail Technologies
KKKyle Kneubuhl — Uptiq
Peter Renton — Renton & CoPanel
2:45 – 3:25 PM
From Cutting Costs to Growing Revenue: The New Playbook for AI-Native Banks
BXBen Xiang — Sunwest Bank
ASAndy Schornack — Security Bank & Trust
Marc Rehberger — Anvil & Forge Advisory
Jane Barratt — MX
Carey Ransom — BankTech VenturesPanel
3:30 – 4:10 PM
How Customer Experiences Are Being Reimagined With Agentic AI
?Speaker TBD — WebBank
Elizabeth O'Connor — Self Financial
Loren Andersen — AvantKevin Lewis — Spring LabsPanel
4:15 – 4:55 PM
What New Risks Does Agentic AI Bring to Banking
MBMatthew Bacal — Davis Polk
JMJohn McNamara — Formerly CFPB
MCMartha Cummings — Independent Board Advisor
SRSyed Raza — FTI Consulting
Karin Lockovitch — Oliver WymanPanel
5:00 – 5:30 PM
GRC Gets an AI Upgrade: Connecting It All Together
Brian Enneking — FEB?Speaker TBD — Fifth Third
John Sun — Spring Labs5:30 – 5:35 PM
Closing Remarks
Howard Headlee — Utah Bankers Association5:35 – 6:45 PM
Happy Hour
