Travis Hill is the Vice Chairman of the FDIC Board of Directors. He has served in this role since January 5, 2023. Previously, he worked at the FDIC from 2018 to 2022, as Deputy to the Chairman for Policy and before that as Senior Advisor to the Chairman. In these roles, among other responsibilities, he oversaw and coordinated regulatory and policy initiatives at the agency and advised the Chairman on regulatory and policy matters.

Prior to joining the FDIC, Mr. Hill served as Senior Counsel at the United States Senate Committee on Banking, Housing, and Urban Affairs, where he worked from 2013 to 2018. In this role, he participated extensively in the drafting and negotiating of numerous bipartisan bills. Before working at the Senate, he worked as a policy analyst at Regions Financial Corporation from 2011 to 2013.

Mr. Hill received a Bachelor of Science from Duke University, where he studied economics and political science, and a Juris Doctor from Georgetown University Law Center.

Julapa Jagtiani joined the Federal Reserve Bank of Philadelphia as a special advisor in the Supervision, Regulation, and Credit Department in 2008. In this role, she has conducted research and participated in or led several supervisory policy and implementation projects, including CCAR stress testing, recovery and resolution plans, and Basel II qualification reviews for large and complex financial institutions, with a focus on the use of quantitative methods and models for risk management. She is also a fellow member of the Wharton Financial Institutions Center and a Central Bank Research Fellow at the Bank for International Settlements. A career highlight has been contributing to the discussion around the potential impacts of fintech and considerations for shaping future fintech regulations that protect consumers and encourage innovation.

Previously, Jagtiani was a senior economist at the Federal Reserve Banks of Kansas City and Chicago. Before joining the Federal Reserve System in 1998, she was associate professor of finance at Baruch College and assistant professor of finance at Syracuse University.

Jagtiani has made significant contributions in the fields of financial institutions, financial markets, and bank supervision and regulation. She publishes research in top finance journals, organizes conferences to connect regulators with academics and industry leaders, and is a frequent speaker at conferences and forums. Her research areas include banking policy-related issues, including too big to fail, systemic risk and financial stability, Basel II capital regulations, mergers and acquisitions, mortgages and home equity issues, and credit risk models and management. Her more recent research has focused on issues related to fintech, use of alternative data and AI/ML in credit decisions, small business lending, and community bank mergers.

Jagtiani has been active in the community and has served on the board of directors and finance committees at various organizations, including the Leadership Council Board of Directors for the American Red Cross, the Center for Practical Bioethics, and the Parents Council at Johns Hopkins University; she also belongs to the Union League of Philadelphia. Jagtiani has a Ph.D. in finance and an M.B.A. from New York University’s Stern School of Business, where she held the Rockefeller Foundation Fellowship.

Al Goldstein is the Founder, Chairman & CEO of StoicLane Inc., a long-term growth platform making controlling and strategic minority investments in the Finance, Insurance & Real Estate (“FIRE”) verticals. The firm works closely with its portfolio companies by harnessing the power of data and technology to bring better service and quality to consumers. StoicLane is raising more than $1 billion of permanent capital to invest and completed its first transaction in March 2021.Prior to StoicLane, Al Co-founded Avant in 2013, a digital bank for middle-income consumers, and Amount in 2016, a Banking-as-a-Service (BaaS) company helping the largest financial institutions in the world to digitize and deliver a seamless digital and mobile customer experience. Avant and Amount have raised over $750 million of equity capital from leading investors including Goldman Sachs, Tiger Global and General Atlantic and JP Morgan.

Goldstein is a serial entrepreneur who has built multiple companies throughout his professional career, creating over 2,500 jobs and over $5 billion of enterprise value.  Prior to Avant, Al co-founded and is Chairman of Pangea Properties, a leading vertically-integrated real estate platform that utilizes its combination of operational strength, technology, data analytics and investment capability to institutionalize previously inaccessible real estate assets.

Al is a founding Board Member of Spring Labs which is building a decentralized global network for identity and credit to serve as the foundation for a more transparent, secure, and efficient delivery of financial services. He’s also a Founding Board Member of Eligo Energy, a leading retail energy supplier based in Chicago.Al has been the recipient of multiple awards for entrepreneurship including winning the Ernst & Young Midwest Entrepreneur of the Year Award twice and being named to the Crain’s Chicago Business 40 Under 40 list. Goldstein is actively involved in various charitable and civic organizations focused on entrepreneurship, urban community improvement and global peace including AIPAC, iVenture at the University of Illinois and Pangea Cares. He is happily married with three beautiful children.

Alex Johnson is the founder of Fintech Takes, a media brand that reaches 30,000+ subscribers and analyzes the intersection of financial services, technology, and public policy.

A sixth-generation Utahn and Utah’s 18th governor, Spencer J. Cox was born and raised in Fairview, a town of 1,247 residents located about two hours south of Salt Lake City. He graduated from Snow College, Utah State University, and Washington and Lee University School of Law. Gov. Cox has spoken about and led out on some of the state’s most daunting challenges, including the current coronavirus crisis, homelessness, suicide prevention, and bullying. His efforts contributed to Utah’s unprecedented prosperity while fulfilling his constitutional mandate to ensure free and fair elections as the state’s chief election officer. Cox is a vocal advocate for civility in politics. He’s committed to improving education, strengthening the economy, bolstering Utah’s rural communities, supporting public health, and ensuring opportunity for all Utahns.

Laurel Loomis Rimon, Co-Chair of Jenner & Block’s Fintech and Crypto Assets Practice, is a former federal prosecutor and CFPB enforcement attorney with deep experience in the financial regulatory and enforcement sector.

Laurel is recognized as a Chambers-ranked Leading Individual who represents clients in responding to DOJ, FinCEN, OFAC, OIG, NYDFS, CFPB, and state AG inquiries and enforcement actions, and advises on related compliance matters.

Many of Laurel’s clients are forward-leaning fintech companies in the payment and cryptocurrency spaces, as she has been on the cutting edge of financial technology enforcement since leading DOJ’s first digital assets litigation more than 15 years ago.

Reena Bajowala, a Fellow of Information Privacy with multiple certifications in privacy and cybersecurity, specializes in data security, AI, and IT issues, leading investigations, compliance programs, and incident response planning for clients facing breaches like ransomware and wire transfer fraud.

Nik spent 10 years leading strategy and partnerships for fintech companies before pivoting to investing. He began as the first hire at Funding Circle, one of the earliest fintechs, which went public in 2018. He joined the early team at Petal to bring their flagship card to market (over 400k users) and raise $264M+ in venture funding. He led partnerships for Google Pay in the US before moving full-time into investing for The Fintech Fund.

Alongside his operational experience, he founded This Week in Fintech, a media business with over 120k weekly readers, 50k event attendees, and 10k online community members.

Kareem is the founder and CEO of FairPlay, the world’s first fairness-as-a-service company. He has been working on financial inclusion and underwriting hard-to-score borrowers his entire career. As the Executive Vice President of ZestFinance, Kareem worked with some of America’s biggest lenders to adopt AI underwriting.

At SoftCard, he worked with retailers, financial institutions and tech companies to democratize mobile payments. In the Obama Administration Kareem helped manage the team that negotiated the Paris Climate Agreement, and oversaw $3B+ in annual investments into development-friendly projects in emerging markets. Kareem is a Forbes contributor and loves boxing, poker and hip hop.

Paul is the Co-Founder and Chief Information Officer of Avant, a Chicago-based fintech neobank serving over 1.4 million customers, and being recognized by Forbes and Inc. Magazine for its promising impact and innovation.

Walter J. Mix III is a former commissioner of the California Department of Financial Protection and Innovation (DFPI), formerly known as the California Department of Financial Institutions (DFI), and previously served as a banking executive at Union Bank of California.

Derek Higginbotham is the Chief Executive Officer & President of First Electronic Bank. He previously worked at Applied Data Finance as a General Counsel. Derek Higginbotham attended BYU Law School. Derek leverages his legal background and leadership experience to steer First Electronic Bank toward success in the evolving financial landscape.

Armen is an advisor and board member to fintechs, banks, nonprofits, and accelerators, co-founder of the American Fintech Council, and a venture capitalist with extensive experience in regulatory strategy. He has led efforts at LendingClub to acquire a national bank and advance fintech regulations.

Accomplished attorney with broad experience working in fast-paced and highly regulated environments. At Prosper, serve as senior advisor on legal issues relating to fintech consumer financial services business. Lead the borrower-side legal team and provide advice to senior leaders and product, business, and operation teams on personal loan and Heloc platforms. Manage litigation related to the operation of Prosper’s consumer platforms. Support the governmental relations efforts, including state and federal public policy issues. Represent the company with state and federal regulators, and manage any enforcement actions, inquiries, and investigations.

Jim Jackson is the Senior Vice President of Strategic Partner Oversight at WebBank, where he manages third-party lending risks and maintains relationships with strategic partners, drawing on over 20 years of experience in the banking and financial services industry.

Rhett Roberts is the Co-Founder and CEO of LoanPro. As a serial entrepreneur with a Bachelor of Science in Investment Finance, he has a deep understanding of needs for fintechs, banks, credit unions, and any lender or credit provider. With over 20 years of experience in financial services, building LoanPro has been the primary professional passion of his life. Since founding the company with his brothers, the platform is trusted by over 600 customers including Best, Egg, SoFi, Intuit, and others. Today, LoanPro manages more than $58B in loans, processing $2B+ in payments monthly. Rhett also serves as a board member of the Fintech Committee at the University of Utah.

Dr. Boyd is a faculty member at Brigham Young University’s (BYU) mathematics department, where he teaches applied and computational mathematics. Dr. Boyd’s research lab focuses on artificial intelligence, machine learning, and mathematical modeling in social science applications, such as psychology, economics, and social networks. Before working at BYU, Dr. Boyd was a postdoctoral research associate at the University of North Carolina at Chapel Hill, an NDSEG Fellow at UCLA, a research associate at Los Alamos National Laboratory, and a Presidential Scholar at BYU.

Ryan is the executive director of the University of Utah Stena Center for Financial Technology. In this role, Ryan directs and coordinates the labs, incubator, academic focus of the Center. Ryan previously served as senior vice president of data access partnerships at Mastercard. In this role, Ryan led the acquisition and management of consumer permissioned financial data. As an impassioned advocate for fintech, Ryan also represented Mastercard in industry efforts, which included an instrumental role in the foundation of the financial data exchange (FDX). Prior experience also includes serving as senior vice president of private banking at Zions Bank where he managed one of banks the largest credit portfolios.

Peyman is CPO of Spring Labs. He has over 13 years of experience in data science and AI-native product development, holds three patents, has published in prestigious journals, and co-founded Shelved Inc.

John is CEO of Spring Labs. He is a technologist and entrepreneur with extensive experience in credit and fintech. He is recognized as an Inc. 30 Under 30. He previously founded Avant, where he served as Chief Credit Officer and UK GM.

Brian Enneking has a strong background in finance and management. Brian currently serves as the Chief Operating Officer at First Electronic Bank since April 2021. Prior to that, they were the CEO of Jump Start Finance from July 2018.

Jesse Honigberg is a distinguished executive with an extensive background in financial services and technology, currently serving as the Executive Vice President of Products and Platforms. With an MIT eMBA and a track record as a Lean Six Sigma Black Belt and Project Management Professional, Jesse has demonstrated expertise in transforming core business objectives through technological innovations and strategic partnerships.Jesse has held numerous leadership roles that span across technology, operational enablement, and product management. His career highlights include leading large-scale transformations and reorganizations, managing multi-country outsourced teams, and driving the digitization of client experiences. His strategic acumen has been pivotal in negotiating contracts, managing significant budgets, and steering complex product implementations in marketplace lending, instant payments, API gateways, and direct deposit platforms.A recognized leader in the industry, Jesse is a regular speaker at significant events, where he shares insights on digitization, payment modernization, and the challenges and opportunities within the sector. His current role involves leading a multidisciplinary team focused on partnership-based consumer business lines and enterprise product management, where he continues to impact the financial landscape by leveraging cutting-edge technologies and fostering strategic partnerships.Jesse's leadership and innovative approach have not only driven financial results but have also positioned his organizations at the forefront of the financial technology evolution.

With nearly two decades of experience at the intersection of the public and private sectors, Phil Goldfeder currently serves as Chief Executive Officer of the American Fintech Council (AFC), a leading industry association representing responsible financial technology (fintech) companies creating critical access to safe and affordable financial services. AFC, comprised of the nation’s largest fintech companies, fosters innovative, transparent, and responsible products that promote competition, consumer protection, and financial health, inclusion, and equity. AFC is committed to robust industry standards, with a focus on consumer protection and regulatory compliance, in addition to advocating for and embracing appropriate government regulation.

Before joining AFC, Goldfeder served as Senior Vice President of Global Public Affairs at Cross River, a financial institution and technology infrastructure provider that offers embedded financial solutions. In this role, Goldfeder founded the Online Lending Policy Institute (OLPI) and has been a leader in shaping the new financial services landscape since early 2015. At the onset of the COVID-19 pandemic and the passage of the CARES Act in March 2020, Goldfeder helped lead the Cross River team to mobilize internally and offer a streamlined and automated system to provide more than $12 billion in PPP funding to the most vulnerable small businesses in every state, as well as additional short-term relief efforts to communities in the company’s footprint and beyond.

He previously served as an elected member of the New York State Assembly representing diverse neighborhoods of Queens, N.Y. After most of his district was devastated during Superstorm Sandy, Goldfeder lead recovery efforts with a specific focus on partnering with the banking and insurance industry to help rebuild his community and reform outdated policies. He was the author of transformative banking and insurance modernization legislation and was also a key legislative leader on a diverse array of issues. Prior to his election, he served as a senior advisor to Senate Majority Leader Chuck Schumer (D-NY) and New York City Mayor Michael Bloomberg.

Phil’s career in public service and expertise in leadership, crisis management, as well as his ability to enact positive change and develop deep relationships with diverse leaders on both the local and national levels, has put him at the forefront of innovation across banking and technology industries. He is an active industry leader as he engages policy makers and regulators, provides thought-leadership, and is frequently invited to speak on panels, roundtables, and conferences globally on banking, technology, financial literacy, and the new financial services landscape.

Laurie has over 25 years of experience in the banking and financial services industry. Currently serving as Vice President at WebBank, Laurie has been a key leader in Strategic Partner Oversight for the past six years.

In this role, Laurie manages partner oversight activities, ensuring they are robust enough to manage the risks inherent in Bank products. Additionally, Laurie spearheads the complaint management process, overseeing over 30 partner complaint programs.

With an MBA from the University of Utah, Laurie brings a strategic and analytical approach to every aspect of her work, driving excellence in both partner relationships and operational oversight.

Peter Piatetsky leads strategy, growth and product design at Castellum.AI, working closely with clients to achieve risk-aligned coverage for all of their compliance needs. Prior to co-founding Castellum.AI, he served at the US Treasury Department in multiple roles, including as Senior Policy Advisor, advising the President, Treasury Secretary and other principals on sanctions, anti-money laundering and terrorist financing. Peter was detailed to the Financial Action Task Force, representing the US as an assessor for the mutual evaluation of Bahrain. Following Treasury, Peter held a leadership role at Woori, one of Korea's largest banks, supervising all of its financial crimes compliance in the US and advising the Chief Compliance Officer.

As VP Compliance at Bluevine, Pooja brings over 14 years of experience leading comprehensive compliance programs and creating targeted solutions for complex governance issues in both banking and FinTech sectors, including building compliance programs from the ground up. With deep expertise in areas such as AML, BSA, OFAC, consumer protection, and third-party risk management, Pooja has built and overseen the implementation of compliance management systems (CMS) ensuring alignment with evolving regulatory landscapes. Pooja has a proven track record in fostering cross-functional collaboration, driving corporate governance, and establishing a culture of compliance within organizations. An advocate for innovation and best practices, Pooja regularly engages with industry peers and stakeholders on topics like AI in compliance, regulatory change management, and governance frameworks to facilitate better processes.

Robert Savoie helps FinTechs and other financial institutions attain and maintain regulatory compliance with the ever-changing laws and rules governing consumer financial services so they can avoid pitfalls and expand operations. Robert has built a nationally recognized reputation among clients and peers alike for his deep knowledge and skillful representation of companies in the FinTech space. Indeed, before age 40, Robert achieved the considerable honor of being Chambers band-ranked in two practice areas nationwide (FinTech Legal: Payments & Lending and Financial Services Regulation: Consumer Finance Compliance) — making him one of only 5 U.S. lawyers nationally recognized in both areas. Robert’s status as a preeminent legal voice in this specialized industry is substantiated in the FinTech guide by his Band 1 ranking, the highest ranking available, which includes only 4 attorneys nationwide. Much like his clients who practice in an emerging, rapidly evolving industry, Robert’s practice has grown and adapted to thrive in this innovative environment. Read more: https://www.mcglinchey.com/people/robert-w-savoie/

Jordan is the founder and CEO of Credit Pulse, a platform modernizing business credit underwriting with alternative data and explainable AI. He has spent his career in risk consulting and fintech product strategy, working with companies such as Nasdaq, FIS Global, Worldpay, McDonald's, Wells Fargo, and USAA to build industry-changing fintech and compliance platforms.

Ashwin Vasan is a Partner at FS Vector, a strategic consulting firm for financial services clients in a rapidly evolving industry and complex regulatory environment. Until December 2023, Ashwin Vasan was the Associate Director of Research, Monitoring and Regulations (RMR) at the Consumer Financial Protection Bureau (CFPB).   He oversaw the team that led the CFPB’s policy development work—its research, reports, and regulations—and served as an advisor to Director Rohit Chopra.  He led the agency’s efforts across a range of policy topics including overdraft reform, open banking, payments, auto lending, BNPL, and credit cards.   Ashwin has also had an extensive career in financial services—at McKinsey, at Capital One, and as an independent advisor to fintechs and banks.

Dan is a seasoned attorney with over a decade of experience in fintech, specializing in guiding companies through the complex intersection of technology, finance, and law. A former commercial litigator, Dan brings a unique perspective to helping businesses navigate regulatory challenges and find innovative solutions. He’s committed to using his legal expertise to help companies adapt to a constantly changing financial regulatory landscape.

Margaret joined Zions Bancorporation in October, 2023 as the Chief Technology Officer where she is responsible for all information technology functions for the Technology Organization, including application engineering, technology operations, technology strategy, data engineering, and technology infrastructure. Margaret has spent over 25 years in the financial industry at Capital One and more recently at Discover Financial Services where she served as Vice President and CTO for the Consumer Banking
Technology teams. An advocate for technology education, Margaret served as an advisory board member of the computer science department at Virginia Commonwealth University and is the past board chair and current board member of CodeVA, a non-profit that partners with schools, parents, and communities to bring equitable computer science education to students across Virginia. Margaret holds a bachelor’s degree in engineering from Cornell University and a Ph.D. in industrial engineering from Lehigh University. In her downtime, Margaret delights in trying new recipes, enjoying the outdoors, and traveling. In fact, she went to Australia and New
Zealand for the 2023 Women’s World Cup Finals!

Kirk Cullimore has served as a Utah State Senator since 2019 and currently holds the position of Senate Majority Assistant Whip. Kirk also serves several committees, including Executive Appropriations, Business and Labor, Revenue and Taxation, and Judiciary and Law Enforcement.In addition to his legislative work, Kirk is a seasoned attorney with over 16 years of legal experience, specializing in business law, contract law, and land use. He holds a Juris Doctor from the University of Oklahoma; a bachelor’s degree in music from Brigham Young University; and, an associate’s degree in music from Utah Valley University. Kirk currently operates his own legal practice in Utah.Kirk remains deeply engaged in his community, serving as Chairman of the Board for the Suzuki String Institute and holding board positions with Utah Valley University Alumni Association, Suzuki Association of America, and Common Spirit Holy Cross Hospital – Salt Lake.

Michael leads TransUnion’s Data Science & Analytics function for credit applications, providing a wide range of services to internal and external customers across the globe, including TruIQ™ Advanced Analytics consulting, custom modeling, product development, thought leadership, strategic advisory, solution prototyping, R&D, and sales support. Industry verticals include Financial Services, Insurance, and more. He and his team collaborate closely with matrix partners to cultivate and commercialize new capabilities based on emerging machine learning and artificial intelligence methods. He also builds and manages strategic relationships with several commercial partners and universities.Michael holds a BA in Economics from the University of Chicago and an MS in Operations Research from the University of California, Berkeley.  He serves on the Advisory Board for Northwestern University’s Machine Learning and Data Science (MLDS) Program and represents TransUnion on the Board of VantageScore Solutions, LLC.

As Upstart’s Chief Risk Officer, Annie has built a data-driven, technology-based compliance program with particular focus on understanding and managing regulatory risks associated with the use of non-traditional credit modeling techniques and underwriting variables. Throughout her career in mortgage and consumer lending, she has managed and scaled teams spanning multiple functions including Compliance, Operations, and Software Applications. She has designed and implemented automated solutions to regulatory change such as leading the implementation of the TILA-RESPA Integrated Disclosure Rule during her time at Opes Advisors. Annie has a Bachelor’s Degree from Santa Clara University.

Jordan Wright is the Co-Founder and Chief Executive Officer of Atomic as well as a shareholder and a member of its board of directors. Prior to starting Atomic, Jordan was the Co-Founder and CEO at Unbill, a FinTech payment company he sold to online banking software provider Q2 (QTWO). Previously, he helped start a cybersecurity company, NextPage, that was acquired by Proofpoint (PFPT). He served as the Vice Chairman of the Board of Directors for Solera National Bank. Jordan earned his B.S. in statistics from Brigham Young University. In his spare time, he enjoys fishing and time with family.

Brian W. Jones is President at Merrick Bank. He is also Head of Risk & Regulatory and a member of the Executive Council for Merrick Bank’s parent company, CardWorks, Inc.  Since its founding in 1997 as an FDIC-insured Utah Industrial Loan Bank, Merrick Bank is now recognized as a top-15 credit card issuer and top-15 merchant acquirer in the U.S., serving nearly 3 million cardholders and extending nearly $6 billion in credit; and a leading consumer finance provider to marine, RV, powersports, and horse trailer dealers throughout the country. As President, Brian is responsible for all aspects of Merrick Bank’s operations and procedures and the overall direction and administration of its programs, products, and services, including the bank’s financial performance, credit quality, business development, regulatory compliance, risk management, and operations. Brian has been with Merrick Bank since 2005 as General Counsel and Corporate Secretary. Prior to Merrick, he held various leadership and management positions at public and private financial services and technology companies including Credit Suisse and Zions Bancorporation.  Brian holds both a B.S. in Finance and a J.D. from the University of Utah, and an LL.M from Baylor University.

Evan has covered banking and fintech for Bloomberg Law since 2018. He's also covered the sector at Law360 and has previously reported from Cambodia, Rwanda, Uganda, Burundi, and Cameroon. He's a graduate of Vassar College and the NYU Arthur C. Carter School of Journalism.

Saurabh Bajaj is a product and business leader with extensive experience helping startups and technology companies reach their full potential through innovative, purpose-driven, hard-to-copy advantages. My interests lie in building a world-class product and business strategy that drive profitable and scalable businesses, all while growing teams that are inspired to do the best work of their lives. I am passionate about shaping digital trust that can unlock the true potential of how we do business and create a meaningful impact in this world.

Vince Wilson is Regulatory Counsel for Lead Bank where he oversees legal and regulatory compliance for Lead’s cutting edge banking as a service platform. Lead Bank partners with fintechs to offer consumer and commercial products in lending, deposits, payments, and more. Over the last year, Vince and his team have launched more than a dozen new partners and products. Prior to being and Lead Bank, Vince was an Associate General Counsel at First Electronic Bank, In-House Counsel at International Document Services, and a civil litigator at Smith, LC.

Loren Andersen serves as the Head of Customer Operations at Avant, where he is responsible for overseeing the company’s global contact center operations, and related back-office support functions. These include complaints handling, credit reporting (furnishing and dispute handling), treasury operations, and tier-two support escalations. Since joining Avant in 2013, Loren has played a pivotal role in optimizing both customer-facing and internal processes, driving operational excellence across multiple business units. His expertise spans vendor management, training, and operational risk mitigation.

Mark Burnside is a director at Forvis Mazars, LLP in the ProBank Education Services, powered by Forvis Mazars, LLP division. Mr. Burnside has more than 26 years of experience in the financial services industry with a focus on regulatory compliance. He has spent over 16 years as a compliance consultant, assisting financial institutions with maintaining and strengthening compliance programs. His experience encompasses several aspects of regulatory compliance, including Bank Secrecy Act/Anti-Money Laundering, Fair Lending, Lending, and Deposit requirements. As a compliance professional, Mark provides
education and training on regulatory compliance topics, while providing tools and valuable insight into areas which could be considered high risk.Mr. Burnside has worked on projects for both community and national institutions as well as facilitating training and oversight processes from risk assessments to compliance management systems. Mr. Burnside is a graduate of Indiana University with a bachelor’s degree in economics. He is also a Certified Regulatory Compliance Manager (CRCM).

Emily Reisig is a dynamic banking leader with over 14 years of experience driving strategic growth and innovation. As SVP Emprise Embedded Strategic Relationship Leader at Emprise Bank, she leads the development and expansion of the bank’s embedded banking business, helping to define its future in financial technology. Her career at Emprise Bank has included leadership roles in retail, technology, and innovation where she has been instrumental in launching new business lines and advancing the bank’s strategic initiatives. education and training on regulatory compliance topics, while providing tools and valuable insight into areas which could be considered high risk.Mr. Burnside has worked on projects for both community and national institutions as well as facilitating training and oversight processes from risk assessments to compliance management systems. Mr. Burnside is a graduate of Indiana University with a bachelor’s degree in economics. He is also a Certified Regulatory Compliance Manager (CRCM).

Maria-Kristina is an internationally recognized expert in cyber hygiene and resiliency. Her mission is to raise global levels of cyber-risk awareness and enable organizations (and individuals) to take control back from cybercriminals. She has delivered attack simulations and security awareness briefings to over 15,000 people worldwide and is a frequent media commentator for the likes of Bloomberg, Forbes, HuffPost, and Consumer Affairs. Maria-Kristina also educates on cyber hygiene through social media. She was the 2022 recipient of the “Security Leader of the Year” award by Women in Technology Excellence.She is CEO & founder of OUTFOXM INC, the world’s first boutique consulting firm focused on immersive cyberattack simulations and human-cyber risk awareness. Maria-Kristina’s experience prior to OUTFOXM spans both public and private sectors. Most recently, she spent six years at the Bank of New York Mellon, as Director and Global Head of Cyber Wargames and Awareness, and Vice President of Cyber Intelligence. Prior to that, she served as an Intelligence Officer for the Defense Intelligence Agency (DIA) in Washington D.C., Colombia and Peru, supported the U.S. military as an Air Force civilian at the Pentagon, analyzed cyber legislation at Booz Allen Hamilton, and conducted Congressional research in the U.S. House of Representatives.She holds an M.S. in Cyber Intelligence from the National Intelligence University and a B.S. Security Studies and Arabic language from Georgetown. She also holds the CISM certification (Certified Information Security Manager) from ISACA, the Information Systems Audit and Control Association.education and training on regulatory compliance topics, while providing tools and valuable insight into areas which could be considered high risk.Mr. Burnside has worked on projects for both community and national institutions as well as facilitating training and oversight processes from risk assessments to compliance management systems. Mr. Burnside is a graduate of Indiana University with a bachelor’s degree in economics. He is also a Certified Regulatory Compliance Manager (CRCM).

Will has been the CEO at Rapid Finance since 2015.   Previously he spent 10 years in the prepaid debit card industry in various C-level positions including as the founding CEO of Ready Financial Group and COO of AccountNow, Inc.  He has also held management positions in marketing, operations and general management at Green Dot Corporation and Capital One.  He began his career in the US military where completed the United States Navy’s elite SEAL training program in Coronado, CA, and served five years on active duty as a SEAL Platoon Officer at SEAL Teams ONE and FOUR.  Will holds a Bachelor of Science degree in Aerospace Engineering from the United States Naval Academy, a Master of Science in Manufacturing Systems Engineering from Stanford University, and an MBA from the Stanford Graduate School of Business.

Brock Blake is CEO and founder of Lendio, the leading digital marketplace giving small business owners access to banks and financial institutions nationwide. Brock believes that small businesses should have fast and simple access to capital, and he’s built the company’s mission on solving this problem. Under Brock’s leadership, Lendio has facilitated more than 500,000 small business loans for more than $15 billion in total funding, including more than $9.8 billion in PPP loan distribution as part of government COVID-19 relief. Brock is passionate about ensuring underserved communities are granted access to capital.  For every loan facilitated, Lendio Gives – an employee contribution and employer matching program – provides a microloan to a low-income entrepreneur worldwide. Brock is an Inc. 500 CEO, a sought-after keynote speaker, an Ernst & Young Entrepreneur of the Year, and Utah’s CEO of the Year, yet his proudest accomplishments come from being a husband and devoted father of four.

Ryan Hildebrand, Executive Vice President and Chief Innovation Officer at Bankwell Financial Group, brings extensive experience in financial innovation. He was the co-founder of business banking startup Seed, which was acquired by Cross River Bank in 2019. He has also held roles including Strategic Innovation Officer at Lincoln Savings Bank and was head of Finance and Strategy at Simple where he played a crucial role in its sale to BBVA.

John Beccia provides a wide range of regulatory and compliance solutions for financial services, fintech, banks and cryptocurrency firms.  He was most recently General Counsel and Chief Compliance Officer of Circle Internet Financial, Inc., a global crypto finance company that is seeking to help change the global economy. John previously served as Senior Vice President and Deputy General Counsel for Boston Private Financial Holdings, Inc., a publicly traded bank holding company. He was also Assistant General Counsel for Investors Bank & Trust Company and Chief Regulatory Counsel and Research Director for The Financial Services Roundtable where he was responsible for all regulatory affairs and assisted with legislative efforts for the trade association. John currently serves as the Head of US Regulatory Affairs for Global Digital Finance and is a founding member of the Advisory Council for the Alliance for Innovative Regulation (AIR). He was appointed to the Massachusetts Secretary of State’s Fintech Working Group and previously served as a member of the US Department of Treasury’s Bank Secrecy Act Advisory Group (BSAAG) and the European Cybercrime Centre’s (EC3) Financial Services Advisory Group.  He also has served as Chairman of the In-House Counsel and Compliance Subcommittees of the American Bar Association’s (ABA) Banking Law Committee and is currently Adjunct Professor at Boston University School of Law, where he teaches financial services, fintech and cryptocurrency regulation. He is a board member, frequent speaker and has testified before Congress on fintech and cryptocurrency related matters.John has a Bachelor of Arts degree in Political Science from Providence College, a J.D. from Roger Williams University School of Law, and a LLM in Banking and Financial Law from Boston University School of Law.

Experienced CEO, President, operator & Board member with a demonstrated history of success building new products, driving customer-centric growth and scaling data-driven businesses in regulated, global industries: Fintech, Lending, Payments, Deposits & Software, both Consumer & SMB. Consistently scaled businesses across multiple stages: from seeding & launching a start-up business & a start-up company to rapidly-expanding multi-billion-dollar existing businesses across large companies with complex organizations. Skilled in leveraging technology, data, advanced analytics & AI to transform products, go-to-market capabilities, customer experiences, operations & business models. Identification & rigorous, disciplined execution of top growth, customer delight and profitability levers, to drive deeper customer engagement, NPS, customer lifetime value, revenue growth & profit margin expansion.

A solutions architect and a technology evangelist. Working closely with some of the Fortune 1000 global enterprises on integration and messaging software projects. Works out of New York City and leads solutions engineering teams in Americas. Have worked on interesting enterprise projects in healthcare, government and financial industries in making systems integration simple.

Entrepreneurial financial professional with experience investing in and managing financial institutions. Specific expertise includes mergers & acquisitions, valuation, business development, investment management, asset/liability management, technology solutions and operations.

Matt joined Bridgeforce in 2004 and led the company as CEO from July 2011 until shifting his leadership focus to Bridgeforce Data Solutions in April 2020. In his new role Matt is excited to lead the process of providing clients with greater confidence in their data and analytical insights.

Aleksandra Teichman is a dynamic and visionary growth leader operating at the intersection of payments, fintech, and banking. With nearly 20 years of experience, she excels at driving fintech transformation, building strategic partnerships, and scaling innovative products that deliver strong revenue growth across the financial ecosystem. Passionate about fostering financial inclusion, Aleks has helped deliver embedded finance solutions that empower businesses and consumers alike.As an influential voice in the fintech space, she serves on advisory boards and is a frequent speaker at industry conferences. Recognized for her leadership and impact, Aleks was named one of American Banker’s Most Influential Women in Banking and received the ETA Transact Forty Under 40 Award. She is dedicated to advancing the future of financial services through collaboration and innovation, always with a focus on compliance and sustainable growth.

Johnny is currently the CEO of Tradable, a software platform that helps leading private credit funds syndicate their private debt deals by combining deal management software with an investor marketplace. Before Tradable Johnny was Co-Founder and CEO of Qwil. While freelancing in 2014 Johnny nearly defaulted on his mortgage when a client didn’t pay on time. He built Qwil to solve this problem and sold it to LSQ in April 2022. Qwil provided early payment access to SMBs globally and advanced roughly $300M under Johnny’s leadership. Qwil raised upwards of $400M in debt capital and $35M in equity and was named to FastCompany’s Most Innovative Companies in 2019. Before Qwil Johnny was SVP, Strategy at Xapo, the world’s secure bitcoin wallet and vault. At Xapo Johnny helped build Xapo’s institutions business which sold to Coinbase and helped Xapo achieve ambitious user growth numbers with social media, gaming, etc. partnerships. Johnny also did significant outreach with regulators to help educate about balanced regulation for crypto.Prior to Xapo Johnny worked as an M&A lawyer first for Kirkland & Ellis in San Francisco, a brief stint with Wilson Sonsini in Palo Alto and then finally with Goodwin Procter in San Francisco. During his career as an M&A lawyer Johnny advised buyers and sellers on myriad acquisition structures on deals totaling more than $20B. Johnny has been a crypto investor and advisor since 2013. He is passionate about the intersection of crypto and real world assets and making financial products more accessible globally. Johnny or his companies have been covered in WSJ, Reuters, NYT, CNBC, US News, SF Business Times, Bloomberg, Private Debt Investor, Inc., Business Insider and TechCrunch.

► Experienced FinTech product manager.
► Experienced rates and credit markets research and development director.
► Demonstrated success with rapid development and creation of tactical financial engineering solutions.
► Consistently delivered commercially successful solutions through managing and executing the full life cycle of quantitative applications.
► Authored several publications and delivered talks on topics within fixed income in financial professionals events.
► Issued several patents held by CME Group in various financial engineering IP.