Travis Hill is the Vice Chairman of the FDIC Board of Directors. He has served in this role since January 5, 2023. Previously, he worked at the FDIC from 2018 to 2022, as Deputy to the Chairman for Policy and before that as Senior Advisor to the Chairman. In these roles, among other responsibilities, he oversaw and coordinated regulatory and policy initiatives at the agency and advised the Chairman on regulatory and policy matters.

Prior to joining the FDIC, Mr. Hill served as Senior Counsel at the United States Senate Committee on Banking, Housing, and Urban Affairs, where he worked from 2013 to 2018. In this role, he participated extensively in the drafting and negotiating of numerous bipartisan bills. Before working at the Senate, he worked as a policy analyst at Regions Financial Corporation from 2011 to 2013.

Mr. Hill received a Bachelor of Science from Duke University, where he studied economics and political science, and a Juris Doctor from Georgetown University Law Center.

Julapa Jagtiani joined the Federal Reserve Bank of Philadelphia as a special advisor in the Supervision, Regulation, and Credit Department in 2008. In this role, she has conducted research and participated in or led several supervisory policy and implementation projects, including CCAR stress testing, recovery and resolution plans, and Basel II qualification reviews for large and complex financial institutions, with a focus on the use of quantitative methods and models for risk management. She is also a fellow member of the Wharton Financial Institutions Center and a Central Bank Research Fellow at the Bank for International Settlements. A career highlight has been contributing to the discussion around the potential impacts of fintech and considerations for shaping future fintech regulations that protect consumers and encourage innovation.

Previously, Jagtiani was a senior economist at the Federal Reserve Banks of Kansas City and Chicago. Before joining the Federal Reserve System in 1998, she was associate professor of finance at Baruch College and assistant professor of finance at Syracuse University.

Jagtiani has made significant contributions in the fields of financial institutions, financial markets, and bank supervision and regulation. She publishes research in top finance journals, organizes conferences to connect regulators with academics and industry leaders, and is a frequent speaker at conferences and forums. Her research areas include banking policy-related issues, including too big to fail, systemic risk and financial stability, Basel II capital regulations, mergers and acquisitions, mortgages and home equity issues, and credit risk models and management. Her more recent research has focused on issues related to fintech, use of alternative data and AI/ML in credit decisions, small business lending, and community bank mergers.

Jagtiani has been active in the community and has served on the board of directors and finance committees at various organizations, including the Leadership Council Board of Directors for the American Red Cross, the Center for Practical Bioethics, and the Parents Council at Johns Hopkins University; she also belongs to the Union League of Philadelphia. Jagtiani has a Ph.D. in finance and an M.B.A. from New York University’s Stern School of Business, where she held the Rockefeller Foundation Fellowship.

Brian Brooks served as Acting Comptroller of the Currency from May 2020 to January 2021. He previously held significant roles at Fannie Mae, Coinbase, and Bitfury Group, and is recognized for his contributions to the financial technology sector.

Alex Johnson is the founder of Fintech Takes, a media brand that reaches 30,000+ subscribers and analyzes the intersection of financial services, technology, and public policy.

A sixth-generation Utahn and Utah’s 18th governor, Spencer J. Cox was born and raised in Fairview, a town of 1,247 residents located about two hours south of Salt Lake City. He graduated from Snow College, Utah State University, and Washington and Lee University School of Law. Gov. Cox has spoken about and led out on some of the state’s most daunting challenges, including the current coronavirus crisis, homelessness, suicide prevention, and bullying. His efforts contributed to Utah’s unprecedented prosperity while fulfilling his constitutional mandate to ensure free and fair elections as the state’s chief election officer. Cox is a vocal advocate for civility in politics. He’s committed to improving education, strengthening the economy, bolstering Utah’s rural communities, supporting public health, and ensuring opportunity for all Utahns.

Laurel Loomis Rimon, Co-Chair of Jenner & Block’s Fintech and Crypto Assets Practice, is a former federal prosecutor and CFPB enforcement attorney with deep experience in the financial regulatory and enforcement sector.

Laurel is recognized as a Chambers-ranked Leading Individual who represents clients in responding to DOJ, FinCEN, OFAC, OIG, NYDFS, CFPB, and state AG inquiries and enforcement actions, and advises on related compliance matters.

Many of Laurel’s clients are forward-leaning fintech companies in the payment and cryptocurrency spaces, as she has been on the cutting edge of financial technology enforcement since leading DOJ’s first digital assets litigation more than 15 years ago.

Reena Bajowala, a Fellow of Information Privacy with multiple certifications in privacy and cybersecurity, specializes in data security, AI, and IT issues, leading investigations, compliance programs, and incident response planning for clients facing breaches like ransomware and wire transfer fraud.

Nik spent 10 years leading strategy and partnerships for fintech companies before pivoting to investing. He began as the first hire at Funding Circle, one of the earliest fintechs, which went public in 2018. He joined the early team at Petal to bring their flagship card to market (over 400k users) and raise $264M+ in venture funding. He led partnerships for Google Pay in the US before moving full-time into investing for The Fintech Fund.

Alongside his operational experience, he founded This Week in Fintech, a media business with over 120k weekly readers, 50k event attendees, and 10k online community members.

Kareem is the founder and CEO of FairPlay, the world’s first fairness-as-a-service company. He has been working on financial inclusion and underwriting hard-to-score borrowers his entire career. As the Executive Vice President of ZestFinance, Kareem worked with some of America’s biggest lenders to adopt AI underwriting.

At SoftCard, he worked with retailers, financial institutions and tech companies to democratize mobile payments. In the Obama Administration Kareem helped manage the team that negotiated the Paris Climate Agreement, and oversaw $3B+ in annual investments into development-friendly projects in emerging markets. Kareem is a Forbes contributor and loves boxing, poker and hip hop.

Paul is the Co-Founder and Chief Information Officer of Avant, a Chicago-based fintech neobank serving over 1.4 million customers, and being recognized by Forbes and Inc. Magazine for its promising impact and innovation.

Walter J. Mix III is a former commissioner of the California Department of Financial Protection and Innovation (DFPI), formerly known as the California Department of Financial Institutions (DFI), and previously served as a banking executive at Union Bank of California.

Derek Higginbotham is the Chief Executive Officer & President of First Electronic Bank. He previously worked at Applied Data Finance as a General Counsel. Derek Higginbotham attended BYU Law School. Derek leverages his legal background and leadership experience to steer First Electronic Bank toward success in the evolving financial landscape.

Armen is an advisor and board member to fintechs, banks, nonprofits, and accelerators, co-founder of the American Fintech Council, and a venture capitalist with extensive experience in regulatory strategy. He has led efforts at LendingClub to acquire a national bank and advance fintech regulations.

Accomplished attorney with broad experience working in fast-paced and highly regulated environments. At Prosper, serve as senior advisor on legal issues relating to fintech consumer financial services business. Lead the borrower-side legal team and provide advice to senior leaders and product, business, and operation teams on personal loan and Heloc platforms. Manage litigation related to the operation of Prosper’s consumer platforms. Support the governmental relations efforts, including state and federal public policy issues. Represent the company with state and federal regulators, and manage any enforcement actions, inquiries, and investigations.

Jim Jackson is the Senior Vice President of Strategic Partner Oversight at WebBank, where he manages third-party lending risks and maintains relationships with strategic partners, drawing on over 20 years of experience in the banking and financial services industry.

Rhett Roberts is the Co-Founder and CEO of LoanPro. As a serial entrepreneur with a Bachelor of Science in Investment Finance, he has a deep understanding of needs for fintechs, banks, credit unions, and any lender or credit provider. With over 20 years of experience in financial services, building LoanPro has been the primary professional passion of his life. Since founding the company with his brothers, the platform is trusted by over 600 customers including Best, Egg, SoFi, Intuit, and others. Today, LoanPro manages more than $58B in loans, processing $2B+ in payments monthly. Rhett also serves as a board member of the Fintech Committee at the University of Utah.

Dr. Boyd is a faculty member at Brigham Young University’s (BYU) mathematics department, where he teaches applied and computational mathematics. Dr. Boyd’s research lab focuses on artificial intelligence, machine learning, and mathematical modeling in social science applications, such as psychology, economics, and social networks. Before working at BYU, Dr. Boyd was a postdoctoral research associate at the University of North Carolina at Chapel Hill, an NDSEG Fellow at UCLA, a research associate at Los Alamos National Laboratory, and a Presidential Scholar at BYU.

Ryan is the executive director of the University of Utah Stena Center for Financial Technology. In this role, Ryan directs and coordinates the labs, incubator, academic focus of the Center. Ryan previously served as senior vice president of data access partnerships at Mastercard. In this role, Ryan led the acquisition and management of consumer permissioned financial data. As an impassioned advocate for fintech, Ryan also represented Mastercard in industry efforts, which included an instrumental role in the foundation of the financial data exchange (FDX). Prior experience also includes serving as senior vice president of private banking at Zions Bank where he managed one of banks the largest credit portfolios.

Peyman is CPO of Spring Labs. He has over 13 years of experience in data science and AI-native product development, holds three patents, has published in prestigious journals, and co-founded Shelved Inc.

John is CEO of Spring Labs. He is a technologist and entrepreneur with extensive experience in credit and fintech. He is recognized as an Inc. 30 Under 30. He previously founded Avant, where he served as Chief Credit Officer and UK GM.

Brian Enneking has a strong background in finance and management. Brian currently serves as the Chief Operating Officer at First Electronic Bank since April 2021. Prior to that, they were the CEO of Jump Start Finance from July 2018.

Jesse Honigberg is a distinguished executive with an extensive background in financial services and technology, currently serving as the Executive Vice President of Products and Platforms. With an MIT eMBA and a track record as a Lean Six Sigma Black Belt and Project Management Professional, Jesse has demonstrated expertise in transforming core business objectives through technological innovations and strategic partnerships.Jesse has held numerous leadership roles that span across technology, operational enablement, and product management. His career highlights include leading large-scale transformations and reorganizations, managing multi-country outsourced teams, and driving the digitization of client experiences. His strategic acumen has been pivotal in negotiating contracts, managing significant budgets, and steering complex product implementations in marketplace lending, instant payments, API gateways, and direct deposit platforms.A recognized leader in the industry, Jesse is a regular speaker at significant events, where he shares insights on digitization, payment modernization, and the challenges and opportunities within the sector. His current role involves leading a multidisciplinary team focused on partnership-based consumer business lines and enterprise product management, where he continues to impact the financial landscape by leveraging cutting-edge technologies and fostering strategic partnerships.Jesse's leadership and innovative approach have not only driven financial results but have also positioned his organizations at the forefront of the financial technology evolution.

With nearly two decades of experience at the intersection of the public and private sectors, Phil Goldfeder currently serves as Chief Executive Officer of the American Fintech Council (AFC), a leading industry association representing responsible financial technology (fintech) companies creating critical access to safe and affordable financial services. AFC, comprised of the nation’s largest fintech companies, fosters innovative, transparent, and responsible products that promote competition, consumer protection, and financial health, inclusion, and equity. AFC is committed to robust industry standards, with a focus on consumer protection and regulatory compliance, in addition to advocating for and embracing appropriate government regulation.

Before joining AFC, Goldfeder served as Senior Vice President of Global Public Affairs at Cross River, a financial institution and technology infrastructure provider that offers embedded financial solutions. In this role, Goldfeder founded the Online Lending Policy Institute (OLPI) and has been a leader in shaping the new financial services landscape since early 2015. At the onset of the COVID-19 pandemic and the passage of the CARES Act in March 2020, Goldfeder helped lead the Cross River team to mobilize internally and offer a streamlined and automated system to provide more than $12 billion in PPP funding to the most vulnerable small businesses in every state, as well as additional short-term relief efforts to communities in the company’s footprint and beyond.

He previously served as an elected member of the New York State Assembly representing diverse neighborhoods of Queens, N.Y. After most of his district was devastated during Superstorm Sandy, Goldfeder lead recovery efforts with a specific focus on partnering with the banking and insurance industry to help rebuild his community and reform outdated policies. He was the author of transformative banking and insurance modernization legislation and was also a key legislative leader on a diverse array of issues. Prior to his election, he served as a senior advisor to Senate Majority Leader Chuck Schumer (D-NY) and New York City Mayor Michael Bloomberg.

Phil’s career in public service and expertise in leadership, crisis management, as well as his ability to enact positive change and develop deep relationships with diverse leaders on both the local and national levels, has put him at the forefront of innovation across banking and technology industries. He is an active industry leader as he engages policy makers and regulators, provides thought-leadership, and is frequently invited to speak on panels, roundtables, and conferences globally on banking, technology, financial literacy, and the new financial services landscape.

Laurie has over 25 years of experience in the banking and financial services industry. Currently serving as Vice President at WebBank, Laurie has been a key leader in Strategic Partner Oversight for the past six years.

In this role, Laurie manages partner oversight activities, ensuring they are robust enough to manage the risks inherent in Bank products. Additionally, Laurie spearheads the complaint management process, overseeing over 30 partner complaint programs.

With an MBA from the University of Utah, Laurie brings a strategic and analytical approach to every aspect of her work, driving excellence in both partner relationships and operational oversight.

Peter Piatetsky leads strategy, growth and product design at Castellum.AI, working closely with clients to achieve risk-aligned coverage for all of their compliance needs. Prior to co-founding Castellum.AI, he served at the US Treasury Department in multiple roles, including as Senior Policy Advisor, advising the President, Treasury Secretary and other principals on sanctions, anti-money laundering and terrorist financing. Peter was detailed to the Financial Action Task Force, representing the US as an assessor for the mutual evaluation of Bahrain. Following Treasury, Peter held a leadership role at Woori, one of Korea's largest banks, supervising all of its financial crimes compliance in the US and advising the Chief Compliance Officer.

As VP Compliance at Bluevine, Pooja brings over 14 years of experience leading comprehensive compliance programs and creating targeted solutions for complex governance issues in both banking and FinTech sectors, including building compliance programs from the ground up. With deep expertise in areas such as AML, BSA, OFAC, consumer protection, and third-party risk management, Pooja has built and overseen the implementation of compliance management systems (CMS) ensuring alignment with evolving regulatory landscapes. Pooja has a proven track record in fostering cross-functional collaboration, driving corporate governance, and establishing a culture of compliance within organizations. An advocate for innovation and best practices, Pooja regularly engages with industry peers and stakeholders on topics like AI in compliance, regulatory change management, and governance frameworks to facilitate better processes.